1. Military Retirement Calculator - Compare retirement pay against different retirement dates and ranks, estimate future pay for 40 years after retirement and automatically calculates early retirement pay if you enter a retirement date that is less than 20 years of service.

2. Automatically calculates for High-3 or Final Pay depending on the date entered service - High-3 is for those who entered on or after September 8, 1980. High-3 is the average base pay over the last 36 months of service.

3. How accurate are your formulas? Approximately 99.8% accurate for final military retirement pay. Future pay is estimated. My program runs many calculations and I update the calculator as new policies and pay charts are released.

4. Future Pay Estimated? This lets you know how much you can expect to earn during your military retirement years. Increases are based on official projected and historic COLA rates and then I use my projected COLA rates. Formulas also include estimated REDUX re-computation at age 62 for those who took the REDUX, CSB or Choice option.

5. What will my military retirement pay be? Enter dates and rank. Calculator will display final retire pay plus estimated future pay.

6. Advanced Calculator? The advanced military retirement pay calculator has additional options such as comparing different retirement grades against different retirement dates. It also has an option for those who had a break in service to enter their date of separation and return to active duty date.

7. Final Retirement Pay is higher than my bank deposit? Final Retirement Pay and Estimated Future Pay are payments (gross) before deductions such as taxes, insurance premiums (VGLI), medical insurance, survivors benefit plan premiums and allotments. Your gross pay and the amount deposited into your bank account can differ significantly depending on your monthly deductions.

8. Who are you? My name is Mike. I'm retired Air Force.   :)

9. 1949 to 2050? I projected out so that all those under the retirement program can predict how much they will make when they retire. Projections are based on current retirement plans, average military pay increases and average COLA rates. As retirement plans are affected by policy and congress, I will update my formulas accordingly. My calculator calculates retirement pay and historic military retirement pay even if you retired back in the 1960's. Active duty Army, Marine Corps, Navy and Air Force military final retirement pay are calculated the same. The military pay scale chart is applicable to all branches.

10. Break in Service? This option is for military members with period(s) of absence during their military career. Some members separate from the service and then later return to active duty.

11. Is the 1% COLA reduction in retirement pay until age 62 for those entering the service after January 1, 2014 included in your formulas? Yes. In December 2013, a Congressional Budget Deal passed to reduce COLA by 1% for all retired military until age 62 but then ammended the budget deal in February 2014 to grandfather active and retired military. A 1% COLA reduction only affects those entering the service after January 1, 2014.

12. Are you going to post other calculators? Yes. Voluntary Separation Pay (VSP) will be included in my next release. Reserve retirement pay calculator and VA disablility pay are in a near future release.

13. Does your calculator also calculate early retirements?   Yes. If you enter a retirement date that is less than 20 years of service it automatically calculates as an early retirement using all current rules for early military retirement. Compare ranks & dates.

      Military Retirement Calculator                                      
                                  Date Entered Military Service                
          Grade at retirement   Date of Rank
                                                    Date of Retirement
                  Did you take CSB, REDUX or Choice?

          Optional - Compare Retirement Pay Against Alternative Retirement Dates
                                1st Alternate Date of Retirement  
                                2nd Alternate Date of Retirement


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